«Offshore banking

Bank Vision is an integrated online banking application on the leading edge of Financial System Technology. Bank Vision uses state-of-the-art application technology. Bank Vision comprehensively brings every aspect of Bank management and operations into on-line computerization simultaneously. It combines the power of Windows Operating System, RDBMS and the internet-based GUI interface. Bank Vision is a powerful banking solution engineered for Retail banking and Back Office Modules and is fully integrated to electronic delivery channels like ATMs, POS, Internet, Mobile, Phone Banking and Decision support System. It delivers the flexibility to bring new and varied products to market quickly allowing your bank to compete aggressively in today's competitive market place.

The N-tier architecture of the product allows vertical integration of different functional modules of single General Ledger, Profit & Loss, Balance Sheet and Trial Balance. Bank Vision provides the foundation by way of a comprehensive set of accounting and operations services, combined with the ability to quickly add new products and easily integrate new applications.

Bank Vision supports Financial Institutions Processing including:

• Comprehensive banking functionality
• Internet banking
• Mobile banking
• Relational database technologies
• GUI Interface

This product eliminates redundancy, duplication, manual re-checking of books ledgers, eliminates data-entry mistakes as well as currency handling mistakes. Bank Vision maintains a comprehensive audit-trail and fixes accountability by individual, for each transaction. This generates every report, and maintains every record required to be generated and/or maintained in a Bank. This product reduces waiting time and enhances every aspect of customer service. It is infinitely expandable and can handle infinite branch expansion.

The data files are linked together and with the workflow, and system intelligence has been so enhanced that all aspects of bank, customer and employee safety and responsiveness are addressed. This product comes with Implementation software, which makes it possible to fully computerize a running branch within a period of three months, in spite of changing balances on day-to-day basis. It releases up to 50 % of the manpower (depending on size of the Bank) for Branch expansion, Recovery / Mobilization (Marketing - Field) duties.

Bank Vision is a comprehensive, fast-to-market, Internet based account management solution. By deploying Bank Vision, financial institutions can give their customers instant access to account information and provide the flexibility to carry out financial & non-financial transactions 24 hours a day from anywhere in a highly secure environment. Bank Vision provides Internet access & transaction capability to multiple products and services offered by a financial institution - Current & Savings Accounts, Loans, Time Deposits, Mutual Funds and Securities. With Bank Vision, the customer gets an integrated Relationship Level view across multiple products and can transact from a single access point. Customers can also monitor their accounts through e-mail and SMS alerts that are triggered by a customer-managed set of events.

Bank Vision employs strong security and encryption technologies to provide a secure transaction environment. A secure-messaging option built into the Internet interface allows customers to interact and perform non-standard transactions securely. Bank Vision also supports corporate accounts requiring complex access schemes and transaction privileges. It provides for hierarchical entitlement and allows a corporate entity to manage its own users and their account privileges. Bank Vision has a very rich function set. Customers can perform diverse functions depending upon the type of account they have. The Product is highly parameterized to accept variations in operations of banks for retaining individual Competitive Advantage.